Logo, Val-Chris Investments Inc. - Private Equity Firm
2601 Main Street, Suite 400, Irvine, CA 92614  |  (714) 655-6106

Business and Non-owner Occupied Loans

Getting a loan is vital for residents, businesses, and investors who are eager to purchase a home, pay employees, or invest in a new development project. When you need a loan fast, you can count on Val-Chris Investments Inc. of Irvine, California. We are a direct, private money lender, providing business loans, non-owner occupied loans, and several other loan types for commercial and residential clients.

Home Loan - Business Loans

Loan Submission

Getting a loan is simple when you apply though us. To get a loan, simply send us your appraisal, credit report (must not be older than 2 months), a completed 1003 form, and a loan purpose letter.

Loan Types

At Val-Chris Investments Inc., we are dedicated to helping each client, no matter his or her background. Our knowledgeable staff members can help clients understand and select the loan type that best suits his or her needs. Loan types include:

• Business Purpose Loan
• Owner & Non-owner Occupied Loan
• Residential
• Commercial and Industrial (Up to 60% LTV on
  Purchases, and 55% LTV on Refinances)

Residential Loans

Purchasing a home can be difficult in today's loaning climate. Val-Chris Investments Inc. is a direct private lender, making it easier for potential homeowners to get a loan and cheaper since they do not need to negotiate through a third party. Our residential loans include:

SFR, Condominiums, Townhouses Multi-family Units (Two or More Units)
• Up to 75% LTV on Purchases
• Up to 65% LTV on Refinances
• Loan Amounts from $50,000 to $1,500,000
• Loan Terms from Three to Seven Years
• Stated income loan
• No FICO Score Minimums
• Up to 65% LTV on Purchases AND
• Up to 60% LTV on Refinances


Rehabilitation & Land

As each situation is unique, we ask that you please reach out to us for underwriting and pricing guidelines. Please give us a call or email us with you inquiry and we will respond as soon as possible.

CA Dept. of Real Estate Broker DRE# 01304438
NMLS ID# 333608

Contact us in Irvine, California, to find out if you qualify for one of our commercial or residential loans.